Real-time analytics
Watch your accounts update live with clear, friendly dashboards — no refresh, no delay.
This week+7.2%
Track every dollar,
grow every goal.
Smarter money tools designed to help you spend with intention, save automatically, and watch your wealth grow — all in one calm place.
Trusted by people at
NorthwindConvergenceMastercraftCadenceLumenPolarisVerdeHalcyonNorthwindConvergenceMastercraftCadenceLumenPolarisVerdeHalcyon
Features
Everything your money needs, in one calm app.
Smart tools that work quietly in the background so you can spend thoughtfully and stay fully in control.
Automated reports
Tidy monthly summaries generated for you. No manual work, no spreadsheets.
March summary
Ready February summary
Ready January summary
Ready Smart budgeting
Set a goal once and Cirrus adjusts the plan as life happens, nudging you gently.
Essentials 62%
Lifestyle 22%
Savings 16%
Secure syncing
Link every account safely with bank-level encryption and read-only access.
Growth score
82
One number that tells you, at a glance, whether you're trending up or drifting.
Why Cirrus
Built to make money feel calm.
Everything, in one clear view
Balances, spending, savings goals and investments — pulled together into one calm dashboard you can read in seconds.
- 12,000+ banks supported
- Live, auto-updating balances
- Read-only and private
Total balance
$24,180.50
Budgets that adjust to real life
Set a goal once and Cirrus quietly rebalances as the month unfolds, nudging you before you drift — never after.
- AI category suggestions
- Gentle over-spend alerts
- Rollover that makes sense
Essentials 58%
Lifestyle 26%
Savings 16%
Watch your wealth grow
A single growth score tells you whether you're trending up or drifting, with plain-language insight behind every number.
- One clear growth score
- Monthly auto-reports
- Plain-English insights
Growth score
82
The toolkit
Small tools, big calm.
Everything below works quietly in the background so you can spend with intention.
Real-time analytics
Live dashboards that update the moment money moves — no refresh, no delay.
Bank-grade security
256-bit encryption, read-only access.
Smart alerts
A nudge when it matters, silence when it doesn't.
Auto-budgets
Categories that sort themselves.
Connect everything
Banks, cards, wallets and tools — linked in a couple of taps and kept in sync, always.
StripeVisaPlaidWise +8
In your pocket
Your whole financial life, beautifully simple.
The Cirrus app turns a tangle of accounts into one calm, glanceable home screen.
Live balance
Every account, totalled and updated in real time.
Smart cards
Freeze, limit and track each card in a tap.
Goals
Set it once and let Cirrus do the saving.
Quiet alerts
Only the nudges that actually matter.
Integrations
Works with the tools you already use.
Connect your banks, cards and favourite apps in a couple of taps. Cirrus keeps everything in sync.
S Stripe
V Visa
M Mastercard
P Plaid
A Apple Pay
P PayPal
W Wise
…and 8+ more, with a developer API for everything else.
Who it's for
One calm app, for the way you live.
Know your runway, always.
Track burn, runway and revenue across every business account, so the only number that matters is never a surprise.
- Live runway tracking
- Multi-account roll-up
- Investor-ready reports
Connect accounts
Securely link your bank, cards and business tools in minutes with read-only access.
Track in real time
See all your financial data live on one clean, calm dashboard — wherever you are.
Grow smarter, faster
Use insights and gentle nudges to make better money decisions, every single day.
The difference
Cirrus vs. the old way.
Spreadsheets and six banking apps, or one calm place. The choice is easy.
With Cirrus
The old way
See every account in one view
Balances update in real time
Spending categorised automatically
Reports without the spreadsheet
Gentle alerts before you overspend
Hours lost every month
Security you never have to think about.
256-bit encryption
Read-only access
12,000+ banks
GDPR compliant
Pricing
Simple plans, clear value.
Billed monthly. Cancel anytime — no fees, no awkward phone calls.
Starter
$0 / mo
Perfect for solo savers and early-stage goals.
Get started- 1 connected account
- Real-time dashboard
- Basic reporting
- Email support
- Up to 2 goals
Growth
Best value $25 / mo
Ideal for people who want deeper insight and automation.
Start free trial- Up to 5 connected accounts
- Advanced analytics
- Automated reports
- Priority support
- Unlimited goals
Scale
$75 / mo
For households and teams ready to maximise growth.
Contact us- Unlimited accounts
- Custom dashboards
- Exportable reports
- Dedicated manager
- Collaborative workspace
Testimonials
Real results from real users.
Founders and finance-minded people trust Cirrus to keep their money organised and their decisions clear.
“Finally I know where my money goes. I check Cirrus every morning and make faster decisions because of it.”
Sarah Chen
Co-founder, Stackly
“It replaced three tools at once. Expenses, cards and reporting all live in one clean view now.”
Marcus Reid
CEO, Folio Labs
“Seeing my categories broken down visually changed my habits in the first week. I cut subscriptions I forgot I had.”
Priya Nair
Founder, Calla Studio
“Clean interface, zero learning curve. It's the first finance tool my whole team actually enjoys using.”
Daniel Osei
Manager, Novu Health
“I started on the free plan and upgraded within a week. The goal tracking alone paid for itself.”
Hana Okafor
Founder, Brightside
The proof
$2.4B
tracked through Cirrus and counting
Every dollar above was spent, saved or grown with a little more clarity. Join the people turning money stress into momentum.
Start tracking freeJanJunDec
0K+
Happy users
0%
Uptime
0M+
Transactions tracked
0★
App Store rating
Yes. Cirrus links to over 12,000 banks and card providers through trusted aggregators. Most people connect their first account in under two minutes, with read-only access only.
Always. We use bank-grade 256-bit encryption, multi-factor authentication and continuous monitoring. Cirrus never stores your banking credentials and never sells your data.
On the Growth and Scale plans you can invite collaborators with view-only or full-edit roles, so partners, accountants or teammates see exactly what they need.
Yes. Every transaction is sorted into clear categories the moment it lands. You can rename, merge or split categories, and Cirrus learns your preferences over time.
Most people are looking at a live dashboard within five minutes — connect an account, set a goal or two, and you're done.
Blog
Insights to spend smarter.
Tips, guides and finance breakdowns for people who want to stay on top of their money.
Guides 5 money metrics every founder should track
The handful of numbers that actually tell you whether your finances are healthy — and how to read them without a finance degree.
May 28, 2026·5 min read
Design How we designed a calmer dashboard
A behind-the-scenes look at the decisions that made our dashboard feel clear, fast and quiet instead of overwhelming.
May 19, 2026·4 min read
Security Why secure syncing matters more than ever
How a security-first approach to connecting your accounts keeps your money data safe — and your mind at ease.
May 9, 2026·6 min read
Money tips, once a month.
A short, friendly email with smart-spending guides and product updates. No spam, ever.
Spend less. Save more. Stress less.
Join 40,000+ people already using Cirrus to track every dollar and grow every goal — all in one calm place.
Bank-level securityNo hidden feesCancel anytime